Blog
Getting pre-approved for a mortgage isn’t just smart—it’s necessary. Whether you’re a first-time homebuyer or seasoned investor, early pre-approval gives you an edge and makes the process smoother. Here’s why you should start with pre-approval now.
Being a homeowner is more than just a place to live; it’s an investment in your future. Renting may seem easy but buying a home has financial and emotional benefits. Here are a few reasons why homeownership is a smart move:
Hey, I’m Jason Waters with Affinity Home Lending and I wanted to share some information about refinancing your home mortgage. Whether you want to lower your payments, consolidate debt or invest in your future, now might be the time to do it. Here are three reasons why:
Debt-Service Coverage Ratio (DSCR) loans are a great financing option for real estate investors looking to grow their portfolios. These loans focus on the cash flow of the investment property not your personal income, so they are for seasoned investors and newbies alike. Let’s get into how DSCR loans work and why they might be for you.
As a small business owner your income doesn’t fit into the boxes that traditional lenders require. That’s where bank statement loans come in – a flexible financing option for entrepreneurs and self-employed individuals.
Selling your small business is one of the biggest financial and emotional decisions you’ll ever make. Whether you want to retire, start something new or just move on, planning is key to a successful sale. Here are some tips to help.
Running a small business is fun, but it’s easy to miss some expenses when budgeting. These hidden or forgotten costs will sneak up on you and blow your budget. Let’s look at some common small business expenses and how to plan for them.
Turning a hobby into a business is a fun and rewarding adventure, combining what you love with a practical income stream. But this journey requires strategic planning to be successful and sustainable. Here’s a guide to help you turn your hobby into a profitable business.
After a long career, starting a business is a big deal. For professionals who have spent years perfecting their craft, starting a business in that field is a natural next step and a great way to use all that industry knowledge and expertise. Here’s what it looks like and why staying in your field is key to success.
As a business owner, deciding to supply devices for your employees is a big decision. On the surface the cost of laptops, smartphones or tablets may seem high but the long term benefits could outweigh the cost. Supplying company devices means consistency in the tools your team use, better productivity, less compatibility issues and easier IT management. Employees using the same devices can work together seamlessly, communication is more efficient.
NMLS #1181151
Affinity Home Lending LLC, NMLS ID #1181151
NMLS Consumer Access NMLS # 623984
Georgia RMLO# 57874
Affinity Home Lending Licensed States:
GA# 42129 • AL# 23111 • CO# 1181151
FL# MLD2157 • MS# 1181151 • NC# L214519
OH# RM804930 • SC# L214519 • TN# 182797
TX# 1181151 • VA# MC7205
Equal Housing Opportunity Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval.
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